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Valuable Real Estate Tools & Articles

Our letter doesn’t constitute a diagnosis. ESA letter would be the letter from the accredited wellness expert that has been in control of your emotional or mental disorder therapy. An ESA letter for housing does not need to be within a getesa particular timeframe.

Letter is going to be emailed in a PDF file with regular processing. Your ESA letter is going to be respected by airlines, landlords, and so on, but only as long as it’s supported through an actual, state-licensed doctor. There are 3 different kinds of letters for ESA dogs that are all for different purposes and each of them must be issued by a mental health professional.

Below you will find Powerful Real Estate Tools, such as Calculators and Informational Articles, to help you make the right Real Estate Investment decisions.

 


Calculate Your Mortgage Payment

Our mortgage payment calculator calculates your monthly payment and shows you the corresponding amortization schedule. If you are purchasing a home, our payment calculator allows you to test down payment and amortization scenarios, and compare variable and fixed mortgage rates.


Mortgage Affordability Calculator

When shopping for a new home, the first step is to figure out how much you can afford. Affordability is based on the household income of the applicants purchasing the house, the personal monthly expenses of those applicants (car payments, credit expenses, etc.), and the expenses associated with owning a home (property taxes, condo fees, and heating costs).


Land Transfer Tax all you need to know

Land transfer tax (LTT) is often overlooked when considering the total cost of purchasing a home. All provinces have a land transfer tax, except Alberta and Saskatchewan, who instead levy a much smaller transfer fee. To see how land transfer tax is calculated on a home purchased in Ontario

What is Mortgage CMHC Insurance

Mortgage default insurance, which is commonly referred to as CMHC insurance, is mandatory in Canada for down payments between 5% (the minimum in Canada) and 19.99%. Mortgage default insurance protects lenders, in the event a borrower ever stopped making payments and defaulted on their mortgage loan.


TOP 10 Home Buying & Selling Pitfalls

For most people, buying or selling a home is one of the most important and highest value purchases they will make, and potentially the most challenging. November is Financial Literacy Month, an opportunity for the Real Estate Council of Ontario (RECO)


The Business Case – The ROI Analysis

Le Peterson sits in the heart of one of Montreal’s strongest rental nodes. McGill University, University of Quebec at Montreal (UQAM), the downtown office core, major employers like Desjardins, Loto Quebec and the new downtown super-hospital, are all within a short walking distance.


Buying a Pre-Construction Condo

Interested in purchasing a pre-construction condo? Use our pre-construction condo guide to learn more about financing, closing costs and the “cooling off” period. LEARN MORE


Financing – Non-Resident Investors

Financing for non residents in Canada – Buying a property in a different country can be an intimidating process… different laws… different ways of doing business… different processes. We have helped many non-residents of Canada through the process of buying a property in Canada and we can help you to!